Presentation
Presentation: Tax Rate Options
April 9, 2024Pages 82–10210 sections
Slide deck explaining property tax basics, assessment contexts, and the impact of the four proposed tax rate scenarios.
Average residential assessment: $1,060,90836% of taxable properties are assessed above the averageScenario A results in a 6.6% increase for prior year properties
Tax Rate Options
April 9, 2024 Committee of the Whole

Page 82–102
Overview
- Property taxes 101
- Property assessments context
- Regional context
- Scenario description
- Scenario results
- Choices
Page 82–102
Property taxes 101

- Property assessments
- Average or representative property
- Tax burden
- Tax revenue requirement
- Tax ratios (multiples)
Page 82–102
Tax revenue requirement – February versus April
| Factor | February 2024 | April 2024 | Difference |
|---|---|---|---|
| Tax revenue requirement | $12,025,440 | $12,025,440 | $0 |
| 2023 tax revenue | $11,114,643 (budget) | $11,095,951 (actual) | $(18,692) |
| 2024 non-market change | $199,400 | $202,352 | $2,952 |
| 2024 increase borne by prior year properties ($) | $711,397 | $727,137 | $15,740 |
| 2024 increase borne by prior year properties (%) | 6.4% | 6.6% | 0.2% |
Page 82–102
Property assessments context
| Property Class | 2024 Count | 2024 Average Assessment | 2023 Average Assessment | $ Chg | % Chg |
|---|---|---|---|---|---|
| Single Family | 2,411 (down 3) | $1,148,366 | $1,146,522 | $1,844 | 0.2% |
| Strata | 1,405 (up 24) | $690,192 | $685,148 | $5,044 | 0.7% |
| Vacant, ALR, Farm, other | 104 (down 2) | $4,041,630 | $3,430,508 | $611,122 | 17.8% |
| Total residential | 3,920 (net up 19) | $1,060,908 | $1,045,252 | $15,656 | 1.5% |
Count of residential properties with assessed value between $1 and $4,000,000
- Average residential assessment: $1,060,908
- 63% of taxable properties are assessed below the average
- 36% of taxable properties are assessed above the average

Business/other assessment context
| Property Class | 2024 Count | 2024 Average Assessment | 2023 Average Assessment | $ Chg | % Chg |
|---|---|---|---|---|---|
| Business/other | 123 | $2,826,149 | $2,812,366 | $13,783 | 0.5% |
Business/other (Class 6) properties with assessed value between $1 and $4 million (max $76 million).
- 50% of taxable properties are assessed less than $1,000,000

Page 82–102
Regional context



Page 82–102
Scenario descriptions
| Scenario | What changes | By how much | What stays the same |
|---|---|---|---|
| A: Change tax rates | All rates | Increase by 6.6% | All tax ratios |
| B: Change class total contribution | Tax ratios for all property classes | Different for each class; enough so total contribution changes by same percentage (6.6%) | Relative tax burden, ignores changes in assessments |
| C: Decrease Class 5 and Class 6 ratios | Tax ratios for 5-Light Industry, 6-Business | 3.9620 to 3.7000; 4.3018 to 4.0000 | All other tax ratios |
| D: Increase Class 8 ratio | Tax ratio for 8-Recreation/NP | 6.0 to 6.5 | All other tax ratios |
Page 82–102
Scenario results
Schedule 5 Summary of impact on prior year $100,000 property value, adjusted for current year market change
| Property Class | Residential | Business |
|---|---|---|
| Change in representative property assessment | 1.5% | 0.5% |
| Scenario A | (Green Happy Face) | (Orange Neutral Face) |
| Scenario B | (Yellow Neutral Face) | (Red Sad Face) |
| Scenario C | (Orange Neutral Face) | (Green Happy Face) |
| Scenario D | (Green Happy Face) | (Yellow Neutral Face) |
Impact on Tax Ratios (Multiples)
| Property Class | Light Industry | Business | Recreation |
|---|---|---|---|
| 2023 multiple | 3.9620 | 4.3018 | 6.0000 |
| Scenario A | 3.9620 | 4.3018 | 6.0000 |
| Scenario B | 3.5570 | 4.3200 | 4.7428 |
| Scenario C | 3.7000 | 4.0000 | 6.0000 |
| Scenario D | 3.9620 | 4.3018 | 6.5000 |

Page 82–102
Scenario A results – individual properties
| Metric | Calculation / Value | $ Impact |
|---|---|---|
| Average property assessment increase | 1% | |
| Single family residential increase | 0% | |
| Difference | -1% | |
| Scenario A predicts for average property | 8% | $167 |
| Single family residential estimated increase | 8% - 1% = 7% | $152 |
| Average property assessment increase | 1% | |
| Strata residential assessment increase | 1% | |
| Difference | +0% | |
| Scenario A predicts for average property | 8% | $167 |
| Strata residential estimated increase | 8% + 0% = 7% (rounding difference) | $99 |
Page 82–102
Choices
Recommendation:
THAT the Committee recommend that a bylaw be prepared to implement general municipal tax rates with no change to property class tax ratios from the prior year as described in Schedule 4 – 2024 Municipal Tax Rates Analysis Scenario A.
Page 82–102
Extracted from: 2024 04 09 Committee of the Whole Agenda - Agenda - Pdf
